The southern and northern Caspian Seas are insured differently Alexander Karabiev, Alexander Shrub and Mort Zambetov have different assessments of the safety of navigation in the Caspian Sea after a Ukrainian drone hit an Iranian ship on July 25. The director of the RusIranExpo group of companies, Alexander Shrub, calls the Caspian Sea "the safest basin near Russia" and cites Absolute's April rates: insurance against military risks in Iranian Caspian ports costs only 0.01-0.03%, while in the Black Azov Sea basin it is 0.15%. However, the average rate in the Caspian region reaches 0.1-0.2%, almost equal to the Black Sea (0.1-0.3%). The Lloyds Joint Committee on War Risks classifies all of Russia, including the 15-mile zone in the Caspian Sea, as a danger zone, and the July attack fell particularly on the Russian sector at the mouth of the Volga. In the southern part of the Caspian Sea, insurance rates remain the lowest, while in the northern regions they depend on the threat of military strikes against the background of the ongoing conflict. The payment depends on how the incident is reported. Alexander Karabiev believes that the attacks will repeat themselves until the end of the Russian-Ukrainian war and the conflict in the Persian Gulf. According to him, even an unsanctioned attack "is a successful event for the information space". Murat Zambatov also writes that "regardless of the skills of each individual chapter", the appearance of long-range weapons in the Caspian Sea changes the risk assessment. As Absolut points out, the payment "depends directly on what was specified in the action of the law enforcement agency." Also, the agreement does not apply to dual-use loads, seizure and confiscation. As a result, even an attack without permission increases the cost of transportation, and it is extremely difficult to receive compensation for it. Insurers are shortening transport times, freight has increased in expenses since April, insurance companies have increasingly limited contracts to 30 days, and war risk coverage can be canceled 48 hours before the event.