The government has approved the expansion of the terms of the preferential mortgage program for the purchase of housing in an apartment building under construction or apartments in the Republic of Crimea and Sevastopol, the Ministry of Finance reports. The mortgage rate will be 8%. The maximum loan amount is 8 million rubles. The advance must be at least 20% of the contract price. The period in which the state will subsidize the rate is up to 15 years from the date of signing the loan agreement. You can take advantage of the preferred mortgage from November 1, 2026 to April 30, 2027. Any citizen of the Russian Federation can apply for it, regardless of place of residence and registration, provided that he has not previously received loans under other federal mortgage programs. Telegram | Max | Read exclusively.