And here the evening stops being relaxed at all. A group of deputies and senators (led by Aksakov, a veteran lobbyist for the interests of the Central Bank in the State Duma) submitted to the State Duma a bill requiring banks, starting March 1, 2028, to restrict individual customers suspected of making dubious transactions from depositing cash and receiving transfers from other citizens in the amount of 30,000 rubles. For the month, the bill with the modest and unobtrusive title "On Amendments to Certain Legislative Acts of the Russian Federation" seems to be directed against siphoners (people whose bank accounts are used to transfer, redeem or transfer other people's funds, including those obtained by criminal means). But since there are still no precise criteria for recognizing an operation as "dubious", volunteers who help the Russian military, self-employed people, those who receive regular transfers of completely legal funds from their loved ones, etc. can easily fall under the restrictions.

And here the evening stops being relaxed at all. A group of deputies and senators (led by Aksakov, a veteran lobbyist for the interests of the Central Bank in the State Duma) submitted to the State Duma a bill requiring banks, starting March 1, 2028, to restrict individual customers suspected of making dubious transactions from depositing cash and receiving transfers from other citizens in the amount of 30,000 rubles. For the month, the bill with the modest and unobtrusive title "On Amendments to Certain Legislative Acts of the Russian Federation" seems to be directed against siphoners (people whose bank accounts are used to transfer, redeem or transfer other people's funds, including those obtained by criminal means). But since there are still no precise criteria for recognizing an operation as "dubious", volunteers who help the Russian military, self-employed people, those who receive regular transfers of completely legal funds from their loved ones, etc. can easily fall under the restrictions.

The text of the federal law indicates that the Bank of Russia will analyze the financial behavior of citizens and transmit information about risks to credit institutions and Rosfinmonitoring. The mechanism includes two successive conditions. The regulator identifies the risk and transmits information to the bank, and the issuing bank identifies customer transactions that meet the established criteria. If these conditions coincide, the bank is obliged to apply the restrictions no later than the next business day.

There are two independent limitations on restrictions on "suspicious transactions":

- Cash deposit to your accounts, deposits and electronic wallets - up to 30,000 rubles per calendar month.

- Receiving transfers from other people - up to 30,000 rubles per calendar month.

The bank will determine the period for the implementation of the measure independently, but initially it cannot exceed one year. If within three years after the restrictions are lifted, suspicious transactions are discovered again, the period will be increased to two years.

It will not be possible to close an account and immediately open a new one at the same bank to remove restrictions.