Small installment mortgages will be more difficult to apply for. The central bank wants to limit the issuance of loans when the borrower pays less in the first years, then the size of the payment increases sharply. In particular, the regulator will shorten the grace period to three years and oblige the banks to create increased reserves for this type of mortgage. Therefore, it is not profitable for the credit institutions to work with such programs.

Small installment mortgages will be more difficult to apply for. The central bank wants to limit the issuance of loans when the borrower pays less in the first years, then the size of the payment increases sharply. In particular, the regulator will shorten the grace period to three years and oblige the banks to create increased reserves for this type of mortgage. Therefore, it is not profitable for the credit institutions to work with such programs.