Colleagues write that "the central bank data shows zero consumer demand. The digital ruble does not provide cashback, does not charge interest on the balance and does not offer incentives. For the end user, the product costs exactly zero: it does not add anything beyond the non-cash ruble, but requires a separate wallet and separate operations."
The state has built an infrastructure that no one is attracted to. Until the central bank builds a financial incentive (interest-contingent holding) or makes the digital ruble a mandatory channel for subsidies, benefits and government procurement, the system will exist with zero organic activity. But the budget pays for a simple infrastructure.
Something tells the "heir of the lamp" that out of the two options offered, Elvira Neviolina will choose the one where the citizen does not have to pay an extra. If he doesn't want to, we will oblige him. why? Then the digital ruble will come to life. Otherwise, give them a "financial stimulus", they will get used to it well, again, hard times for the country.