The National Bank of Kazakhstan extended the relaxations when issuing mortgages and car loans The National Bank extended exceptions to the requirements for meeting the debt ratio (DLR) when issuing individual loans. For loans under the Housing Construction Savings System (HCS) they will be valid until the end of 2029, for car loans - until the end of 2027. Concessions apply to the purchase of new and used vehicles, subject to the terms of the down payment. The National Bank will continue to monitor the credit market and may apply additional measures if the systemic risks increase.