Preferred mortgages at a rate of 8% were introduced in Crimea and Sevastopol, the government expanded the "preferred mortgage in the territories of the united subjects of the Russian Federation" program to two more regions, according to materials from the Ministry of Finance. The rate will be 8% per year. You can take a loan in the amount of up to 8 million rubles, the first payment is from 20% of the housing cost. The tariff subsidy period is 15 years. Applications will be accepted from November 1, 2026 to April 30, 2027. Those who have not previously taken out loans under other federal housing loan programs will be able to take advantage of the program. All the experts are here and at Max.