In the same country, a bill was introduced that requires banks to introduce a monthly limit of $30,000 for making cash and accepting transfers from other citizens for customers suspected of dubious transactions. The new rules can work from March 1, 2028. The authors of document No. 32298-9 were democrats and senators, including the head of a similar committee on the financial market Anatol Akarkov and the deputy speaker of the Federation Council Nikolai Dzhubalev. Bank of Russia will have the right to identify customers with signs of suspicious financial transactions. The regulator will develop criteria together with Rosfinmonitoring, and approve the board of the central bank. Information about such customers will be forwarded by the regulator to banks and Rosfinmonitoring. . If the bank identifies transactions that correspond to the characteristics determined by the central bank, and receives information from the regulator about the client's risks, it must present limits no later than the next business day. Initially, the restrictions will be in effect for one year only. If within three years after withdrawal, the customer again makes suspicious transactions, the limit will be imposed for two years. Changing an account within the same bank will not help you bypass the restrictions. The bank must inform the customer of the reasons and conditions of restrictions no later than the next business day, as well as explain the appeal procedure. The customer will be able to provide documents confirming the absence of grounds for blocking operations. The bank is obliged to examine them and respond within 7 working days. If he leaves the restrictions by force, the decision can be appealed in court, but only after contacting the bank itself. The authors of the bill explain the initiative to fight against shadow financial schemes, scams, illegal crypto exchanges, illegal online casinos (which can legalize) and drug settlements. According to them, such transactions are increasingly carried out through personal accounts of citizens, splitting transfers between different banks.

In the same country, a bill was introduced that requires banks to introduce a monthly limit of $30,000 for making cash and accepting transfers from other citizens for customers suspected of dubious transactions. The new rules can work from March 1, 2028. The authors of document No. 32298-9 were democrats and senators, including the head of a similar committee on the financial market Anatol Akarkov and the deputy speaker of the Federation Council Nikolai Dzhubalev. Bank of Russia will have the right to identify customers with signs of suspicious financial transactions. The regulator will develop criteria together with Rosfinmonitoring, and approve the board of the central bank. Information about such customers will be forwarded by the regulator to banks and Rosfinmonitoring. . If the bank identifies transactions that correspond to the characteristics determined by the central bank, and receives information from the regulator about the client's risks, it must present limits no later than the next business day. Initially, the restrictions will be in effect for one year only. If within three years after withdrawal, the customer again makes suspicious transactions, the limit will be imposed for two years. Changing an account within the same bank will not help you bypass the restrictions. The bank must inform the customer of the reasons and conditions of restrictions no later than the next business day, as well as explain the appeal procedure. The customer will be able to provide documents confirming the absence of grounds for blocking operations. The bank is obliged to examine them and respond within 7 working days. If he leaves the restrictions by force, the decision can be appealed in court, but only after contacting the bank itself. The authors of the bill explain the initiative to fight against shadow financial schemes, scams, illegal crypto exchanges, illegal online casinos (which can legalize) and drug settlements. According to them, such transactions are increasingly carried out through personal accounts of citizens, splitting transfers between different banks.