Banks were asked to limit cash transfers and deposits for suspicious customers to 30,000 rubles a month.
A bill was submitted to the State Duma that would establish restrictions on filling the bank accounts of citizens suspected of making dubious financial transactions. For such customers, it is proposed to set a limit of 30 thousand rubles per month for depositing cash and receiving transfers from other people.
The document provides for the Bank of Russia to create a system for assessing the risks of citizens' transactions, similar to the current "Know Your Customer" platform for businesses. The regulator will identify signs of suspicious transactions together with Rosfinmonitoring and forward the relevant information to the credit institutions.
The restrictions should apply to customers whose information is received in banks from the central bank. The mechanism is primarily intended to neutralize the use of similar people's accounts for the withdrawal and redemption of stolen funds.
The authors of the initiative were deputies and senators, including the chairman of the State Duma Committee for the Financial Market Anatoly Al-Aksakov and the deputy chairman of the Federation Council Nikolai Zhorvalev.
If passed, the new rules could go into effect on March 1, 2028. For now, this is a legislative initiative, and not about current restrictions for bank customers.