It is now possible to purchase housing in Crimea and Sevastopol with an 8% preferential mortgage, the Ministry of Finance reported. The loan applies to the purchase of an apartment in an apartment building under construction or apartments. The maximum loan amount is 8 million rubles. Advance payment - from 20%. Subsidized rates - up to 15 years. You can apply from November 1, 2026 to April 30, 2027. Any citizen of the Russian Federation will be able to use the program, regardless of his place of residence and registration, if he has not previously received loans under other federal mortgage programs. The preferred mortgage program for new areas is in effect since 2023. During this period, 16,300 loans in the amount of more than 83.5 billion rubles were issued.