In installments and with a mortgage, buyers of apartments under construction in installments will be able to take out a mortgage later. They are not likely to be subject to double duty. The relevant law was finalized by the Ministry of Construction and the Central Bank. Buying housing in installments when there is a shortage of money will allow you to refinance the payment through a mortgage without taking into account the current debt to the developer. It is also proposed that the developers will be required to find out before concluding a contract how much more expensive an apartment will be in installments than in a one-time payment. At the time of purchase, the size and timing of all payments must be specified. The current mortgage in the market at 19% per year has no effect. In Moscow, the number of real estate transactions is decreasing on an annual basis. Some banks raise the interest rate. Even a preferred family mortgage already requires a doubling of the borrower's earnings. Otherwise, you will not be able to pay the loan. It's a family affair. enslave.