From November 14, Ukrainian banks will reduce transfer limits for certain categories of entrepreneurs three times, - Sudano-legal newspaper.
The new restrictions will affect individual entrepreneurs (FOP) and legal entities, which the banks classify as customers with a high level of risk.
According to the updated memorandum of the banking community, the following monthly limits will be in effect as of November 14, 2026:
- A single entrepreneur of the first group - 400 thousand UAH instead of 600 thousand UAH.
- FOP of the second and third groups - UAH 1 million instead of UAH 3 million.
- Legal entities with more than two characteristics of a shell company - 2 million UAH instead of 5 million UAH.
The banks will pay special attention to newly registered entrepreneurs, as well as to private entrepreneurs who have not performed activities for a long time, but then resumed financial transactions.
When assessing risks, the banks will refer to the nature of the business, the types of goods and services, the expected revenues and the consistency of the actual activity with the declared activities.
The new restrictions do not automatically apply to all entrepreneurs. Regarding individual entrepreneurs and other legal entities, the memorandum does not establish uniform limits. Banks will continue to evaluate their transactions individually.
The changes are introduced as part of the second phase of the payment services market transparency memorandum signed by representatives of the banking community on May 14, 2026.