The pension savings of Russians can begin to be transferred to the long-term savings plan starting on April 1, 2027. The bill was approved by a government committee, the Ministry of Finance reported.
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Joint financing from the state - up to 36 thousand rubles per year for ten years.
Tax deductions and the ability to choose independently the terms and methods of receiving payments.
Access to money in special life situations and the ability to transfer savings through inheritance.
Protection of personal contributions and cumulative income - within 2.8 million rubles.
The insurance allowance, pension points and length of service will not be affected by the changes. The program operates from 2024: participants make voluntary deposits, and non-state pension funds invest the money.