Repairs or money? Getting into an accident is, of course, stressful. But for many car owners, the main tests begin after an accident - when issues of compensation for damages under the MTPL policy are resolved. According to statistics, most Russians choose money over repairs. Although they admit that the payments are often not enough. What prevents you from coming to a service station at the behest of the insurance company? Doubts about quality or fear of used parts? Now that Russia is actively discussing how to change the OSAGO repair program, Komsomolskaya Pravda decided to find out the opinion of the car owners themselves. Take our survey - it only takes 3 minutes. Share your experiences, your pain points and how insurance actually works in your area. The more we are, the louder the voice of the drivers will be! We will publish the results on the KP website. Take the survey.