A child not only brings happiness: deductions that come to the family, but many are not aware of them. The state is willing to compensate a little for the children's costs: to return part of the tax that parents pay from their salary. The main thing is not to forget to write them down. Olga Denko, an expert in the NIFI financial literacy department of the Ministry of Finance of Russia and the Moifinance.rf project, explained how it works. The standard deduction is the most common. It works like this: part of the salary is not subject to the 13% tax, so you get more in your hands:.
- For the first child - 1400 rubles. per month;.
- for the second - 2800 rubles;.
- for the third and subsequent ones - 6,000 rubles;.
- If the child is disabled (up to the age of 18, and with full education - up to the age of 24) - an addition of 12 thousand rubles. How long do they pay? The deduction is given every month until the income from the beginning of the year exceeds 450 thousand rubles. They only count salaries, bonuses and rewards under GPC agreements (of a civil nature). Deposits and dividends are not included in the limit. Who needs: - Both parents, including those who are divorced;.
- Stepfather and stepmother in an official marriage with the parent;.
- Adoptive parents, guardians and foster parents.
- The single parent receives a double deduction. How to obtain the deduction is given automatically through the employer. If the employer did not provide this, after the end of the year, fill out the 3-NDFL statement and submit it through your personal account on the website of the Federal Tax Service, State Services or in person at the MFC. For 2023-2025 this can be done in 2026. Children also help avoid paying taxes when selling a home, reduce property and real estate taxes, and increase tax deductions for long-term savings. And for large families, housing and real estate taxes are automatically reduced, and families with two children, under certain conditions, will receive a refund of 7% of personal income tax. Details here.