On May 17th, 2025, the day she confessed to her parents, Zhang Yuhan's debt exceeded 500,000 yuan. The parents, who have been retired for two years, cannot believe how their daughter, who has a decent income and does not buy luxury, owed money in seven years that the family had to save for ten years. After Zhang Yuhan graduated from university, he worked as a new media editor in Beijing. She often "rewarded" herself for her hard work through consumption, from crystals to bless her work, bracelets to eliminate negative magnetic fields, to two-dimensional peripherals that she had never pursued. The pleasure Zhang Yohan found in consumption soon made her turn to credit services such as Huabei and JD Baitiao, beginning a vicious cycle of consumption and loan use. Credit has been deeply integrated into the lives of China's younger generation. A Weibo account called "She doesn't want to die but also wants to go to Paris" has received many donations from students or women who have just entered the workplace. Everyone got into debt because they relied on credit. Their consumption rarely involves large-scale speculation, but is more about small expenses to satisfy their emotions: transferable crystal bracelets, two-dimensional cultural goods, gluttony when alone, or rewards for saying "sister" in the live room. Only when the repayment pressure pops up is the true extent of the debt revealed. Click on the link to read the full text.

On May 17th, 2025, the day she confessed to her parents, Zhang Yuhan's debt exceeded 500,000 yuan. The parents, who have been retired for two years, cannot believe how their daughter, who has a decent income and does not buy luxury, owed money in seven years that the family had to save for ten years. After Zhang Yuhan graduated from university, he worked as a new media editor in Beijing. She often "rewarded" herself for her hard work through consumption, from crystals to bless her work, bracelets to eliminate negative magnetic fields, to two-dimensional peripherals that she had never pursued. The pleasure Zhang Yohan found in consumption soon made her turn to credit services such as Huabei and JD Baitiao, beginning a vicious cycle of consumption and loan use. Credit has been deeply integrated into the lives of China's younger generation. A Weibo account called "She doesn't want to die but also wants to go to Paris" has received many donations from students or women who have just entered the workplace. Everyone got into debt because they relied on credit. Their consumption rarely involves large-scale speculation, but is more about small expenses to satisfy their emotions: transferable crystal bracelets, two-dimensional cultural goods, gluttony when alone, or rewards for saying "sister" in the live room. Only when the repayment pressure pops up is the true extent of the debt revealed. Click on the link to read the full text.