Mortgage issuances fell in half in October after the tightening of the family plan. This material (information) is produced and distributed by Bell's foreign agent or relates to Bell's foreign agent's activities. 18+ In October, banks issued mortgages worth 308.8 billion rubles. This is 49% less than in September, and 36% less than in October last year, is due to the explicit monitoring of Frank RG, quoted by Vedomosti. The number of loans decreased during the month by 39%, to 75.5 thousand, and the average loan decreased by 17%, to 4.1 million rubles. The fall was caused by new conditions for family mortgages, starting October 1. The rate now depends on the number of children and the region, and the preferred loan period is limited to 15 years. For families with one or two children, who made up the majority of borrowers, the loan became more expensive. Therefore, in September, people rushed to catch up with the old conditions: banks then issued 608.5 billion rubles. The family mortgage itself decreased the most. Sberbank issued 68.4 billion rubles for it, 4.4 times less than in September. At the same time, the mortgages in the market remained almost unchanged - 113.7 billion. Its share in Saber loans for the first time in more than two years exceeded half - 53.1%. According to VTB, family mortgages accounted for about 30% of issuances in the entire market compared to 65% in September, and all government programs accounted for 47% compared to 71%. Market mortgages in such scopes will not replace the preferred ones: the average interest on them, according to Dom. RF, is 18–19% per year. The CFO of Sberbank, Taras Skvortsov, predicts that family mortgage issuance will continue to decline in the coming months. He links the growth in mortgages in the market to the decrease in the key interest rate.

Mortgage issuances fell in half in October after the tightening of the family plan. This material (information) is produced and distributed by Bell's foreign agent or relates to Bell's foreign agent's activities. 18+ In October, banks issued mortgages worth 308.8 billion rubles. This is 49% less than in September, and 36% less than in October last year, is due to the explicit monitoring of Frank RG, quoted by Vedomosti. The number of loans decreased during the month by 39%, to 75.5 thousand, and the average loan decreased by 17%, to 4.1 million rubles. The fall was caused by new conditions for family mortgages, starting October 1. The rate now depends on the number of children and the region, and the preferred loan period is limited to 15 years. For families with one or two children, who made up the majority of borrowers, the loan became more expensive. Therefore, in September, people rushed to catch up with the old conditions: banks then issued 608.5 billion rubles. The family mortgage itself decreased the most. Sberbank issued 68.4 billion rubles for it, 4.4 times less than in September. At the same time, the mortgages in the market remained almost unchanged - 113.7 billion. Its share in Saber loans for the first time in more than two years exceeded half - 53.1%. According to VTB, family mortgages accounted for about 30% of issuances in the entire market compared to 65% in September, and all government programs accounted for 47% compared to 71%. Market mortgages in such scopes will not replace the preferred ones: the average interest on them, according to Dom. RF, is 18–19% per year. The CFO of Sberbank, Taras Skvortsov, predicts that family mortgage issuance will continue to decline in the coming months. He links the growth in mortgages in the market to the decrease in the key interest rate.