Digital ruble can become profitable.
The Bank of Russia is considering charging interest on digital ruble balances. The regulator is studying the experience of other countries. If the initiative is supported, the central bank may propose appropriate changes.
"Maybe it makes sense to think about charging interest on accounts. Because China is already moving in this direction," said Zolfia Kakhromnova, the deputy chairman of the central bank, at the Federation Council meeting.
Closer to 2029, the central bank also plans to test a new model: commercial banks will be able to open digital wallets on their balance sheets. The experiment will allow us to assess the demand and understand how convenient such a program is for banks, businesses and citizens.