Borrowers made it difficult to get out of credit default In the third quarter of 2026, 125.1 thousand Russians were declared bankrupt, which is 13.1% less than a year earlier. This is the first decrease in the figure in more than 10 years. At the same time, the debts of the population did not decrease. It's just that the courts began to look more closely at the borrowers' financial history and find out where the loan money went and whether the person tried to return it. Therefore, instead of writing off debts, Russians are often prescribed debt restructuring: for nine months, the number of approved repayment plans increased 2.4 times. What experts recommend to do in case of temporary financial difficulties and what not to do is discussed on the website.