The mechanism for allocating free budget funds can be changed to increase profitability The Ministry of Finance proposed to change the mechanism for temporarily depositing free budget funds in bank accounts, Izbastia reports in reference to the proposed decision. The agency plans to select banks through exchange tenders, in which the credit institutions will compete by offering higher rates. This is necessary to increase interest income. Now the Treasury independently determines the conditions for placing funds between pre-selected banks. The new mechanism is already in use when depositing budget funds on deposits; Now they want to extend it to accounts. In 2025, the volume of deposits on bank deposits amounted to about 126 trillion ₽ and on accounts - about 99 trillion ₽. In the first category they earned 1.2 trillion ₽, in the second - about 86 billion ₽. Even a small increase in yield can provide a significant increase in revenue. However, the document itself does not calculate the economic impact.