Exclusively - to the "Old Square". Special project ExPERT LOOK The large volume of loans and concessions is one of the reasons for a high key rate, which is more forced to curb the non-pre-potential part of credit activity, said the head of the central bank Alvaro Naviololina. She also stated that the budget deficit will be bigger, the more the pace of the key rate will go. This statement means a possible correction of the mortgage rates that have already been issued, explained the experts of "Old Square". Tatiana Reshetnikova, deputy head of the mortgage department of the federal company "Floors": interest rates on preferential mortgage loans will no longer rise. However, verification of Anthropology's legality and compliance with the terms of the program by the borrower may be strengthened. For example, a family mortgage from February to October required a single residence permit for a parent and child. The bank only checked the situation at the time of implementation. If a violation is detected on the transaction date, the subsidy will stop and the bank will raise the rate - this is stipulated in the contract. A high rate of preferential programs makes the mortgage market more expensive and distorts pricing. Part of loans and concessions should be reduced to 20% of all anthropologists. The burden on the budget to receive loans given in the past decreased significantly at a key rate below 10%, followed by a decrease in deposit rates. Borrowers with a preferred mortgage at 6% and a deposit of 8-10% can already start sending funds for early repayment, since you need to take into account the costs of mortgage insurance and paying the deposit tax. Deputy Chairman of a similar committee for economic policy Artem Kiryanov: The Chairman of the Central Bank named several reasons for contributing to inflation. Of course, preferential and non-personal mortgages in a wide range - this, in my opinion, is one of the reasons. It is clear that it is necessary to strive to reduce the cost per square meter of housing.

Exclusively - to the "Old Square". Special project ExPERT LOOK The large volume of loans and concessions is one of the reasons for a high key rate, which is more forced to curb the non-pre-potential part of credit activity, said the head of the central bank Alvaro Naviololina. She also stated that the budget deficit will be bigger, the more the pace of the key rate will go. This statement means a possible correction of the mortgage rates that have already been issued, explained the experts of "Old Square". Tatiana Reshetnikova, deputy head of the mortgage department of the federal company "Floors": interest rates on preferential mortgage loans will no longer rise. However, verification of Anthropology's legality and compliance with the terms of the program by the borrower may be strengthened. For example, a family mortgage from February to October required a single residence permit for a parent and child. The bank only checked the situation at the time of implementation. If a violation is detected on the transaction date, the subsidy will stop and the bank will raise the rate - this is stipulated in the contract. A high rate of preferential programs makes the mortgage market more expensive and distorts pricing. Part of loans and concessions should be reduced to 20% of all anthropologists. The burden on the budget to receive loans given in the past decreased significantly at a key rate below 10%, followed by a decrease in deposit rates. Borrowers with a preferred mortgage at 6% and a deposit of 8-10% can already start sending funds for early repayment, since you need to take into account the costs of mortgage insurance and paying the deposit tax. Deputy Chairman of a similar committee for economic policy Artem Kiryanov: The Chairman of the Central Bank named several reasons for contributing to inflation. Of course, preferential and non-personal mortgages in a wide range - this, in my opinion, is one of the reasons. It is clear that it is necessary to strive to reduce the cost per square meter of housing.