Single family mortgages fell 77% in October. Of course, some demand was moved to September before conditions changed, but the hype itself suggests that families realized that housing would be less affordable for most of them from October 1. The country wants a big Russia, but still offers the family a model of life that was not created at all for many children: an apartment in a high-rise box, a down payment, a loan for decades and the need for a significant part of life to work for its maintenance. Then in the same framework, the interest rate is chosen, which should change demographics. He didn't. Moreover, the most difficult conditions are received by families with one and two children, that is, those who have not yet passed the path of having many children. The most serious support also appears when the family has passed this way. But it's not just the cost of the mortgage. A big family is a different way of life. She needs not only an additional square meter, but also her house, land, space for children, an opportunity to manage, work and create. Therefore, the model of reset should be different: roads, school, medicine, work, temple, community near home, and not endless compactness of families in multi-story boxes. In this system, a housing policy must be built, up to an interest-free mortgage on a house with land and a reduction in debt for the birth of any other child. Large families require a different way of life, where the family has space, land, their home and the opportunity to build a life around children, work and a joint family business.

Single family mortgages fell 77% in October. Of course, some demand was moved to September before conditions changed, but the hype itself suggests that families realized that housing would be less affordable for most of them from October 1. The country wants a big Russia, but still offers the family a model of life that was not created at all for many children: an apartment in a high-rise box, a down payment, a loan for decades and the need for a significant part of life to work for its maintenance. Then in the same framework, the interest rate is chosen, which should change demographics. He didn't. Moreover, the most difficult conditions are received by families with one and two children, that is, those who have not yet passed the path of having many children. The most serious support also appears when the family has passed this way. But it's not just the cost of the mortgage. A big family is a different way of life. She needs not only an additional square meter, but also her house, land, space for children, an opportunity to manage, work and create. Therefore, the model of reset should be different: roads, school, medicine, work, temple, community near home, and not endless compactness of families in multi-story boxes. In this system, a housing policy must be built, up to an interest-free mortgage on a house with land and a reduction in debt for the birth of any other child. Large families require a different way of life, where the family has space, land, their home and the opportunity to build a life around children, work and a joint family business.