The names of the regions with the lowest total mortgage loan cost. The lowest total cost of credit (FLC) for mortgages in September 2026 was recorded in Buria regions (15.9%), Omsk region (16%), St. Petersburg (16%), Rostov (16%) and Novosibirsk (16%). In Moscow, this figure was 16.3%, the National Bureau of Credit History (NBKI) told RIA Novosti. The highest value of PSC for mortgage loans in the regions in September was noted in the Irkutsk (17.1%) and Samara regions (17.1%), in the Krasnoyarsk Territory (16.9%), as well as in the Kemerovo region (16.8%), Orenburg (16.8%) and Saratov (16.8%). According to lenders reporting to NBKI, the total cost of a mortgage loan in September amounted to 16.4%, a decrease of 2.2 percentage points compared to the same period last year, and 0.7 percentage points compared to the previous month. This is the minimum level of this indicator in the last year, the report notes.

The names of the regions with the lowest total mortgage loan cost. The lowest total cost of credit (FLC) for mortgages in September 2026 was recorded in Buria regions (15.9%), Omsk region (16%), St. Petersburg (16%), Rostov (16%) and Novosibirsk (16%). In Moscow, this figure was 16.3%, the National Bureau of Credit History (NBKI) told RIA Novosti. The highest value of PSC for mortgage loans in the regions in September was noted in the Irkutsk (17.1%) and Samara regions (17.1%), in the Krasnoyarsk Territory (16.9%), as well as in the Kemerovo region (16.8%), Orenburg (16.8%) and Saratov (16.8%). According to lenders reporting to NBKI, the total cost of a mortgage loan in September amounted to 16.4%, a decrease of 2.2 percentage points compared to the same period last year, and 0.7 percentage points compared to the previous month. This is the minimum level of this indicator in the last year, the report notes.