It is better for us now to search on the Internet what digital is, what concepts of digital exist, which ones are applied and how, what are the differences, what are the advantages, what are the disadvantages, for example, the digital ruble now has the advantage that the issuer is one center, there is no second level in the form of commercial banks and loan interest. When the superstructure begins to grow, as they would say the base, it will justify the impossibility of managing without commercial banks. This is a huge layer of knowledge and at the level of passwords, without understanding how the whole mechanism works, the problem cannot be solved. I only mentioned an important issue at the conceptual level, I drew your attention, I said "look here", "here they are twisting thimbles", "here you need to pay attention", "here there is oil"....
I don't know what other picture to come up with))).
And you suggested to me in response - sing Caruso for me, I will appreciate it))).