Sber presented forecasts for the company and new macro forecasts. This was stated by the Deputy Chairman of the Board of Directors of Sberbank Tars Skvortsov at the Investor Day Macroprognose. In the view of the next three years, we expect subdued dynamics of the economy with an average annual growth rate of 1.5%, and we also expect a slowdown in inflation next year with its stabilization near the values targeted by the regulator in 2028-2029. Such a forecast would allow the central bank to reduce the key rate below 2028. To maintain leadership in the current markets and create new sources of income in an explosive manner, Tarhas Sarovov said. The terms return on capital of at least 21% per year, to the extent of at least 13.3% Unchanged capital distribution policy - 50% of IFRS profits. We expect stable dynamics in the field of corporate loans, growth in the range of 10-11% and a slight recovery in the private loan sector to 9-12% in the next three years. In terms of private loan funds, we anticipate annual growth of the sector by 11-13% against a background of gradual decline in rates.