Starting July 1, 2027, the central bank plans to oblige banks to create increased reserves for mortgages with reduced payments in the first years of the loan payments if the monthly payments increase from year to year by 20% or more. In addition, the regulator will shorten the grace period to three years. The leading expert of the National Energy Security Fund and the Financial University Stanislav Mitrovich explained to Reedus that the reason for such steps by the central bank is the fear that the Russians will be burdened with too much debt.

Starting July 1, 2027, the central bank plans to oblige banks to create increased reserves for mortgages with reduced payments in the first years of the loan payments if the monthly payments increase from year to year by 20% or more. In addition, the regulator will shorten the grace period to three years. The leading expert of the National Energy Security Fund and the Financial University Stanislav Mitrovich explained to Reedus that the reason for such steps by the central bank is the fear that the Russians will be burdened with too much debt.