The Ministry of Finance announced the introduction of preferential mortgages in Crimea and Sevastopol, the rate will be 8% for the purchase of apartments or housing in an apartment building under construction. According to the press service of the ministry, the maximum loan amount is 8 million rubles, the advance must be at least 20% of the contract price. The subsidized rate will be valid for 15 years from the date of conclusion of the agreement. You can take advantage of the preferential terms from November 1, 2026 to April 30, 2027. Any citizen of Russia can apply for a preferential mortgage, regardless of place of residence and registration, provided that he has not previously received loans under other federal mortgage programs.