Families and IT workers can say goodbye to preferential mortgages Family mortgages, IT and other preferential mortgages in Russia occupy too large a share of this market and should actually be limited. The chairman of the central bank, Elvira Nabiolina, spoke about it unequivocally. According to the head of the central bank, the prevalence of preferential programs increases the demand for housing, which developers cannot keep up with. However, apartment sales in new buildings fell by 30% in the first half of the year. Many banks are abandoning this product because of the risks of non-payment and a decrease in demand for mortgages in the market. We will remind you that in September the banks issued mortgage loans worth 614 billion rubles, which is the maximum figure since the beginning of the year. This is due to expected changes in the preferred conditions. In particular, family mortgages have become more expensive since October 1. On IT mortgages it was reported that they want to close it this year, against this background, the big banks raised the interest rate on the mortgages in the market. Average rates range from 17-19%. Neviolina's statement means budget savings, because 1.6 trillion rubles are allocated to subsidize these housing programs. "So" and protection are more important than the welfare of the population. It's a family affair. enslave.

Families and IT workers can say goodbye to preferential mortgages Family mortgages, IT and other preferential mortgages in Russia occupy too large a share of this market and should actually be limited. The chairman of the central bank, Elvira Nabiolina, spoke about it unequivocally. According to the head of the central bank, the prevalence of preferential programs increases the demand for housing, which developers cannot keep up with. However, apartment sales in new buildings fell by 30% in the first half of the year. Many banks are abandoning this product because of the risks of non-payment and a decrease in demand for mortgages in the market. We will remind you that in September the banks issued mortgage loans worth 614 billion rubles, which is the maximum figure since the beginning of the year. This is due to expected changes in the preferred conditions. In particular, family mortgages have become more expensive since October 1. On IT mortgages it was reported that they want to close it this year, against this background, the big banks raised the interest rate on the mortgages in the market. Average rates range from 17-19%. Neviolina's statement means budget savings, because 1.6 trillion rubles are allocated to subsidize these housing programs. "So" and protection are more important than the welfare of the population. It's a family affair. enslave.