How to withdraw the funded pension in one payment: what you need to know Expert Natalya Kamanskaya told how Russians can get pension savings immediately and why it is important to check the amount and sources of income before submitting the application. Who can get the money? Women - from age 55, men - from age 60. Those who have the right to an early insurance benefit can apply earlier. What amount will be paid immediately? In 2026, if the amount of savings does not exceed 439,776 rubles, they can be received each time. If the amount is greater, the money is paid in the form of a monthly supplement to the insurance benefit. Where can I check my savings? Order an extract from your personal account at the state services. It indicates the amount of funds and their sources of receipt. What do you do with birth capital and joint financing? The expert advises to submit separate applications for these funds: this is how you can issue an urgent payment for a period of 10 years or more and calculate savings from employer fees separately. Is it possible to transfer money to a long-term savings plan? yes. In this case, you can receive payments within a specified period, and after 15 years you can withdraw all the savings. However, the right to early receipt of pension savings upon transfer is not preserved. The main thing: before submitting a request for payment, you should check the amount, the sources of savings and the right to early retirement - this determines exactly how you can receive the money.

How to withdraw the funded pension in one payment: what you need to know Expert Natalya Kamanskaya told how Russians can get pension savings immediately and why it is important to check the amount and sources of income before submitting the application. Who can get the money? Women - from age 55, men - from age 60. Those who have the right to an early insurance benefit can apply earlier. What amount will be paid immediately? In 2026, if the amount of savings does not exceed 439,776 rubles, they can be received each time. If the amount is greater, the money is paid in the form of a monthly supplement to the insurance benefit. Where can I check my savings? Order an extract from your personal account at the state services. It indicates the amount of funds and their sources of receipt. What do you do with birth capital and joint financing? The expert advises to submit separate applications for these funds: this is how you can issue an urgent payment for a period of 10 years or more and calculate savings from employer fees separately. Is it possible to transfer money to a long-term savings plan? yes. In this case, you can receive payments within a specified period, and after 15 years you can withdraw all the savings. However, the right to early receipt of pension savings upon transfer is not preserved. The main thing: before submitting a request for payment, you should check the amount, the sources of savings and the right to early retirement - this determines exactly how you can receive the money.