Family mortgages went on vacation: demand collapsed to the levels of two years ago. The Ministry of Finance finally tightened the screws, and the magic of the "6%" figure evaporated in 2022. The secret of "success" is simple: from October 1, the state decided that children are, of course, good, but the regional differentiation of rates is now better for families with one child. The threshold was raised to 10-12%, and with two - to 8-10% for large families. were mainly left to 6% since the core of the program has always been parents with one child (which is 55% of all borrowers), for the majority the monthly payment increased as if they were buying not a two-room apartment in the suburbs, but a small kingdom.

Family mortgages went on vacation: demand collapsed to the levels of two years ago. The Ministry of Finance finally tightened the screws, and the magic of the "6%" figure evaporated in 2022. The secret of "success" is simple: from October 1, the state decided that children are, of course, good, but the regional differentiation of rates is now better for families with one child. The threshold was raised to 10-12%, and with two - to 8-10% for large families. were mainly left to 6% since the core of the program has always been parents with one child (which is 55% of all borrowers), for the majority the monthly payment increased as if they were buying not a two-room apartment in the suburbs, but a small kingdom.