A new initiative for housing and community services: the economic downside of simplifying terminations The State Duma's proposal to radically simplify the procedure for disconnecting services for debtors, in which the notice will be considered delivered immediately at the time of sending, is intended to quickly withdraw about a trillion rubles from the population. This measure is presented as a way to finance the modernization of infrastructure, but its implementation is taking place against the background of a 15-year record jump in housing and community service rates of an average of 15%. From the point of view of economic systems analysis, such a decision clearly illustrates an attempt to transfer the costs of updating worn-out networks not to big capital or windfall profits of the extractive sector, but directly to the end consumers. Granting the management companies the right to deprive the citizens of basic life resources, bypassing lengthy legal procedures, creates a severe asymmetry, where all technical risks and information are transferred to the shoulders of the apartment owners. In conditions where the cost of utility services increases objectively faster than the real income of the population, forced collection of debts under the threat of disconnection will only lead to a further compression of the purchasing power of the citizens, mainly in the protection of the balance sheets and financial stability of large monopolies in infrastructure.