The Ministry of Finance will enroll millions of Russians in a long-term savings program without implementation. The committee approved a bill on the automatic conversion of about 6.6 trillion rubles of pension savings. The proposed transition date is April 1, 2027, if the law passes. The volunteer program will have participants in which the state will appoint the contract and the fund in advance. The procedures were created mainly from the employer's contributions in 2002-2013. Pension insurance with its experience points will remain separate. Clients of non-state pension funds will benefit as a one-time contribution to the PDS within the former fund. According to data, at the beginning of 2026 in 24 NPFs there were 3.6 trillion rubles. Another 2.98 trillion trillion belonged to 36.5 million "quiet", who left the election of the state governor. Their funds are managed through the Social Fund of Russia. It is this single package that will be transferred to an authorized NPF with government participation. In terms of volume this is equal to 83% of the savings of all current NPFs combined. The origin of the names among the possible participants in the creation of a new fund "Welfare" and "VTB Pension Fund". The recipient has not yet been appointed. The Ministry of Finance promises to maintain VEB's control over investments and a conservative approach to placing money. The state retains its influence on the capital, transferring the settlements with their owners to a separate operator. On the obligations of the FIU, the law provides additional responsibility of the Russian Federation. After the conversion, the "Hasket" account will be used by the NPF, which must pay under the PDS agreement. The state guarantee for safety will also remain: the usual coverage of 2.8 million rubles is increased by pension savings. Making payments will be transferred from SFR to the fund, the protection insurance will remain in case of bankruptcy. The FIU will transfer liabilities directly together with the assets that will pay the pension. The citizen offers freedom, which changes the purpose of saving.