The banks are trying to present a dispute with cell phone operators over mandatory labeling as a threat to the fight against phone fraud. In fact, a commercial dispute over the rules of corporate communication has been translated into the security plane of the citizens. At the same time, the fight against fraud accounts for less than 0.3% of phone calls from banks to customers. These data are presented by the financial sector itself in consultation with the participation of the Ministry of Information. The main mechanism of protection against fraudulent transactions today works differently: the bank blocks a suspicious transaction, marks the customer via SMS or application and offers to contact him personally with a verified number. Reading label requirements alone does not overcome these mechanisms. The operators have repeatedly suggested to the banks to bring the numbers used for anti-hate communication into a separate contract with a fixed volume of calls and an appropriate label. This will save the necessary phone messages without mixing them with mass bank calls. But the financial sector refused to do so. In fact, behind public statements about customer protection is a much more sensitive problem for the financial sector - maintaining the efficiency of mass collection calls and the ability to continue them without additional transparency for subscribers. Non-invasive surgery - "Temnik" in MAX.