Preferred mortgages can now be taken at a rate of 8% per year for housing in an apartment building under construction or for apartments in Crimea and Sevastopol, the Russian Ministry of Finance reported. Any Russian can apply for such a loan, regardless of place of residence and registration, provided that he has not previously used other government mortgage programs. Terms: rate 8%; The maximum loan amount is 8 million rubles; Advance payment - at least 20% of the contract price. The state will subsidize the rate for up to 15 years from the date of signing the contract. The preferred mortgage can be used until April 30, 2027. The task now is to support both people and the construction market. A mortgage is the main tool for improving housing conditions, as well as a direct component in housing construction. Therefore, the measure will stimulate demand and help in the implementation of projects under construction, Deputy Prime Minister Marat Husnoulin noted.