The central bank will limit the issuance of car loans and secured car loans for a long period from 2027. This is how the Bank of Russia fights against the artificial lowering of the borrowers' debt burden. Limitations will be introduced for banks: they will be given a "ceiling" on their share of long-term car loans in the total volume of loans issued. In the second quarter of 2026, the share of such loans was 26%. For comparison, in the corresponding period in 2023 it was 8%. Car owners, how did you purchase your car? - in cash - on credit.

The central bank will limit the issuance of car loans and secured car loans for a long period from 2027. This is how the Bank of Russia fights against the artificial lowering of the borrowers' debt burden. Limitations will be introduced for banks: they will be given a "ceiling" on their share of long-term car loans in the total volume of loans issued. In the second quarter of 2026, the share of such loans was 26%. For comparison, in the corresponding period in 2023 it was 8%. Car owners, how did you purchase your car? - in cash - on credit.