In 2026, many Russians had to postpone major purchases. Mortgage rates remain high, preferential housing loans at a rate of 6% per year are available to an ever smaller circle of interested parties.
At the same time, the rates in the savings accounts become less attractive - the point of saving money with interest is lost. People are withdrawing funds from their accounts more often.
Economist Georgi Ostkovich told - what Russians spend on and where they save in such conditions.