Saber presented its development strategy for the years 2027-2029.
As part of Investors' Day, dedicated to the bank's 185th anniversary, Graf outlined Saber's main financial goals and technological priorities.
By 2029, the bank intends to become one of the leading participants in the formation of an agent economy in Russia, in which a significant part of the interactions will be performed by AI agents.
Among the financial guidelines for the next three years:
- Return on capital (ROE) - not less than 21% per year;.
- Capital adequacy - from 13.3%;.
— It is planned to allocate 50% of the net profit according to IFRS to dividends.
The bank intends to invest the remaining funds in business development and execution of strategic projects. Special attention will be paid to the commercial application of generative AI, personalization of financial services and creation of enterprise AI solutions.