In Vietnam, Russians now pay without cash or a bank card - tourists already use QR code payments through the Saber app in shops, restaurants and cafes. It works simply: just scan the QR code at the checkout in the bank's app and confirm the payment. The amount in the local currency is automatically converted to rubles. The service is available in more than 2 million retail stores in Vietnam, as well as in Thailand, Egypt, Brazil, Indonesia and other countries. Minus one reason to look for a replacement on vacation. Details here.