The head of the central bank Alvia Nesbolulina wants to dramatically change the real estate market. Russians don't need affordable mortgages, they need affordable housing. According to her, during the last 12 months, the amount of mortgages of 5.4 trillion rubles. This is more than in the last two years. "Money goes into the building. I think the main thing is that at the end of the day, citizens need a cheap mortgage, and they need affordable housing, Neviulolina said. According to the central bank, housing can be cheaper through preferential programs. However, all the benefits of this "eat" come at a price. Neviololina believes that the way to cheap mortgages is through low inflation. Mortgage prefers to be, in her opinion, very focused. Do you agree with Naviololina?