Russians will be able to buy an apartment in Crimea for 8% even without local registration. The new preferential mortgage is available to residents of all regions, and there is no need for children. According to the Ministry of Finance, a loan can be issued for the purchase of an apartment under construction in Crimea and Sevastopol. The bank will be able to issue up to 8 million rubles with an initial payment of at least 20%. The state will subsidize the rate for 15 years. The program is valid from November 1, 2026 to April 30, 2027. Photo: Nikita Popov.