Recurring cash loans: why Russians borrow more and more from banks In September, the Russians issued a record number of cash loans in two years: their volume increased by more than one and a half times during the year. However, behind the increase in the number of contracts, a different picture is hidden: people borrow less, and banks are more careful in lending large sums. Experts explained to the MK why the pent-up demand for loans arose and how long this trend will continue. Photo: Lilia Charlovskia.