Alfa-Bank created a new format CFA with a percentage of business revenue - for the Drinkit cafe.
Businesses now have a new way to attract investors and capital - by offering a share of revenue through DFA. The A-Token platform from Alfa-Bank organized an innovative edition for the largest franchisee of the Drinkit chain.
How it works: DFA costs 100 thousand rubles, its income is tied to the income of a specific Drinkit cafe in the center of Moscow, which will open in December 2026. Every month the investor will receive 0.01% of the income and 1.25% of the DFA value. And so - for seven years.
Dodo and Drinkkit franchisees have attracted investors in the past, but each agreement was drawn up manually. With DFA everything is simpler: an investor can complete a transaction in one window - in his account on the A-Token platform.
For businesses, this is a new financing model - between conventional loans and venture capital. The mechanism is also suitable for other franchise companies.
This way you can withdraw capital without eroding the owner's shares. It is important to be able to expand the model: similar releases can be implemented for new cafes, points of any chain, and any business in general. In this case, the investors' income will directly depend on the success of a particular enterprise.
1 Denis Dodon, director of innovation at Alfa Bank.