"Long-term investments have long gone beyond the big cities," said Andrey Yatskov, head of VTB's service department. According to the bank, almost seven out of ten clients of VTB My Investments with IIS live in the regions. Among them, the investors between the ages of 40 and 60 stand out in particular: in nine months of 2026, their number increased by almost 28,000. Ace is often opened when there are savings and plans for the future.