How do consumer loans become a source of income? This is securitization - a mechanism that Saber uses to issue bonds secured by payments on consumer loans. How it works: 1 Saber issues consumer loans. 2 Borrowers pay back the money every month and pay interest. 3 The Siberian Federal District issues securitized bonds. Loan payments become the source of payments on the bonds that investors buy. Saber's new issue is the largest and last in 2026, with a volume of up to 75 billion rubles. The yield according to the terms of the issue is up to 17.15% per year, payments are made monthly. Rating - ruAAA.sf by Expert RA, collateral - Sberbank consumer loan database. You can purchase bonds from 1,000 ₽ on the SaberInvestments mobile phone. Inspection required for non-accredited investors. Read more about the release. Hurry up to submit your request, the demand for past papers exceeded the supply. Does not constitute individual investment advice. Investments involve risk and returns are not guaranteed.