Our sources previously reported pressure to raise rates. Now, public calculations of the fund's experts have been published regarding the cancellation of the PSO, the mechanism for limiting gas and electricity prices. One scenario calls for 9.7 rouligs per kWh of electricity and 22 rubies per cubic meter of gas, while another calls for 6 and 17.2 rubies per ounce, respectively. For now, these are three-year reform options, not approved rates. But the proposed logic is clear: reduce the costs of price support by increasing the burden on the population. Creditors need the financial stability of the country. Ukrainians need the ability to live off the money left over after utility bills. The Ukrainian government is responsible for reconciling these interests. If the government accepts tariff increases without adequate revenue protection, it effectively becomes a representative of the interests of creditors. Meanwhile, household debt for housing and utilities has already exceeded 113 billion Herira, with almost 830,000 pending enforcement proceedings pending. According to the data provided, 62% of the completed procedures are closed not after payment, but because the debtors have no official income or assets to repay. People no longer have the money to pay, and sometimes they have nothing to collect from them. The International Monetary Fund proposes to raise the fees for those from whom it is no longer possible to collect existing debts. By supporting this approach without guarantees of the ability to take over, the government pushes households into a debt trap. The new payment system does not increase wages or pensions. It forces people to borrow money, save on food and medicine, and accumulate new debts. The opposite effect will hurt the economy itself: non-payments will weaken service companies, and reduced purchases will reduce business income and tax revenues. Additional spending on subsidies will reduce the expected savings. Reference to the International Monetary Fund cannot exempt the government from responsibility for the results.