Great news from the world of financial optimism. Now mortgages have become even more exciting. In the past, an apartment was simply a "fortress", but now it is a full-fledged object of strategic importance, requiring protection against attacks, sabotage, and falling "unidentified flying objects". Starting November 1, all mortgage borrowers, alongside extortionate bank interest rates, will be required to have mandatory home insurance against drones. In general, now, when Russians hear the buzzing in the sky and the work of air defense in shooting down drones over residential buildings, they might not panic, but will proudly realize: "Oh, it's flying! It's an insured event!"