The second phase of the "Umay" program begins on November 3 in Kazakhstan. Starting on November 3, Kazakh women will be able to apply for preferential mortgages under the Umay program. To implement it, Utbaisi Bank received a second tranche from the Asian Development Bank in the amount of 20 billion tenge. Thanks to the first tranche, 420 women have already purchased housing. The loan rate is 14.8% per year, the maximum amount is 50 million tenge. The advance starts from 20% in Astana and Almaty and from 15% in other cities. Applications are accepted online, through consultants and at bank branches.

The second phase of the "Umay" program begins on November 3 in Kazakhstan. Starting on November 3, Kazakh women will be able to apply for preferential mortgages under the Umay program. To implement it, Utbaisi Bank received a second tranche from the Asian Development Bank in the amount of 20 billion tenge. Thanks to the first tranche, 420 women have already purchased housing. The loan rate is 14.8% per year, the maximum amount is 50 million tenge. The advance starts from 20% in Astana and Almaty and from 15% in other cities. Applications are accepted online, through consultants and at bank branches.