Residents of St. Petersburg took loans for 21.3 billion rubles per month. September was a peak in loans In September 2026, in St. Petersburg, residents issued 73.4 thousand cash loans for a total amount of 21.3 billion rubles. The average loan size was 290 thousand rubles, after a decrease of 29 thousand during the month. Compared to September 2025, loans in the city increased by about 51%. This was reported by the United Credit Bureau (UCB). In terms of the average loan size, St. Petersburg took the third place among Russian regions, after only Moscow, where the figure reached 329 thousand rubles, and Kabardino-Balkaria with 292 thousand rubles. At the same time, compared to August, the lending activity of St. Petersburg residents decreased. The number of loans issued decreased by 1% - from 74.24 to 73.4 thousand, and their total volume decreased by 10% - from 23.71 to 21.3 billion rubles. At the same time, the average loan amount and the repayment period decreased. If in August the residents of St. Petersburg took an average of 319 thousand rubles for 38 months, then in September the amount decreased to 290 thousand rubles, and the period - to 31 months. Thus, the average loan volume decreased by 9% and the duration of the loans was reduced by seven months. In total, in January-September 2026, residents of St. Petersburg issued 581.4 thousand cash loans for a total amount of 173.42 billion rubles. The average loan size for nine months was 298 thousand rubles, and the average repayment period was 32 months. In Russia as a whole, in the first nine months of 2026, banks issued 18.76 million cash loans totaling 3.78 trillion rubles. Compared to the corresponding period in 2025, the number of issuances increased by 45%, and the total volume increased by 60%. September also set a record for the number of cash loans issued in the past two years. During the month, the Russians issued 2.42 million such loans worth 471.94 billion rubles. However, the average loan size across the country decreased from 209 thousand rubles in August to 195 thousand in September.