When buying in installments becomes a habit, the expansion of purchases in installments and digital credit ease the access to goods and services in conditions of reduced purchasing power of households; But continuing this way of buying may lead to the accumulation of debts and financial dependence of the consumers.

When buying in installments becomes a habit, the expansion of purchases in installments and digital credit ease the access to goods and services in conditions of reduced purchasing power of households; But continuing this way of buying may lead to the accumulation of debts and financial dependence of the consumers.