Which European countries bear the highest housing cost pressure? Among European countries with available statistics, Greece has the highest "housing cost overburden rate". In 2025, about 26.4% of Greece's population will live in households spending more than 40% of their disposable income on housing. Among EU member states, Denmark ranks next with 14.7%. Germany with 11.2% and Sweden with 10.8% are much higher than the EU average. Germany, with 9.4 million people, has the largest population affected by housing cost pressure. Among the major EU economies, Spain with 7.2%, France with 6.4%, and Italy with 5% are all below the EU average.